Saturation of Financial Inclusion (FI) Schemes and Re-KYC Camp organized in the presence of Regional Director of Reserve Bank of India, Kolkata and Managing Director & CEO of UCO Bank
As per the Directions of Government of India, FI saturation camps are being organized at the Gram Panchayat level for re-KYC and Jan Suraksha Schemes from July 1, 2025 to September 30, 2025 by all the banks. These camps are also being organized in 3339 Gram Panchayats of West Bengal. Banks are engaged in a campaign for saturation of Financial Inclusion (FI) Schemes, and re-KYC of bank accounts. The camps are also being conducted to create awareness about unclaimed deposits and to redress grievances. Today this camp was organized in Hooghly District of West Bengal at the Gram Panchayat level in Dhaniakhali, Haripal, and Singur. Shri Sudhanshu Prasad, Regional Director, Reserve Bank of India, Kolkata, Shri Ashwani Kumar, Managing Director and CEO of UCO Bank, Chief General Manager, State Bank of India and Zonal/Regional heads of other banks were present in this camp.
On this occasion, Shri Sudhanshu Prasad, Regional Director, RBI, Kolkata emphasised that re-KYC is vital to keep accounts active and avoid delays in receiving grants or subsidies from the Central and State Governments. Banks must update KYC records every two years for high-risk, eight years for medium-risk, and ten years for low-risk customers. If there is no change in the KYC details and even in case of change in address only, customers can simply submit a self-declaration and complete re-KYC through email, internet banking, mobile banking, Aadhaar OTP, or by visiting the branch. Documents such as passport, driving licence, Aadhaar card, or Voter ID etc. can be used for re-KYC. He also informed participants about unclaimed deposits funds lying in bank accounts for 10 years or more and encouraged them to use the RBI’s UDGAM portal to search and claim such deposits across multiple banks. Further, he shared information on the RBI Integrated Ombudsman Scheme, guiding customers to lodge complaints free of cost through the CMS portal or by calling the toll-free number 14448, if the complaints are not addressed by the Regulated Entities (REs) viz. banks/NBFCs/Payment System Participants/Credit Information Companies satisfactorily, or the customer has not received the reply within 30 days after the date of the representation to the REs. He also informed that financial frauds should be reported immediately by calling the National Cyber Crime Reporting Portal’s toll-free number 1930.
While addressing the customers, Shri Ashwani Kumar, UCO Bank Managing Director and Chief Executive Officer said that the account holder opening the PMJDY account is provided an overdraft facility of Rs.10,000 immediately. Apart from this, the facility of accident insurance of Rs.2 lakh is also provided to the card holder in the PMJDY account.
In this mega camp, new savings accounts were opened under the PMJDY scheme, and enrolments were done in PMSBY and PMJJBY schemes. Apart from this, customers were also made aware about re-KYC, nomination facility and protection from digital fraud. In this camp it was also told that customers should not share OTP/PIN/Password/other confidential credentials with anyone to avoid cyber fraud.
In these Gram Panchayat-level camps in Dhaniakhali, Haripal, and Singur, 5,929 customers successfully completed their re-KYC.
